With the interest rates at an all time low here in the UK more and more people are choosing not to leave their savings in a bank account earning a pitiful 1% or 2% and are instead choosing to invest their money in something that is going to give them a much better return for their money.

In the good old days when banks and building societies used to give excellent rates of interest for customers with a high amount of savings all you really had to do was to look at the interest rate tiers, look at any penalties imposed for early withdrawals and look at whether you had instant access to your money or not. Going down the investment route is however a different kettle of fish and there are many other aspects to look at, first of all you need to know what the top performing investment are and whether or not they are safe and ethical.

There is a very well know saying ‘a fool and his money are easily parted’ and in this modern age of computers and the internet this saying is more prominent than ever, there are literally 1000’s of con men and boiler room outfits eager to take money for nonexistent investments or investments that will never give you a return, so every caution should be taken when researching which investments actually work and which investments will give you the quickest and best return. Anyone new to alternative investment should try to follow these very simple guidelines to ensure that you don’t fall victim to the latest investments scam.

An age old rule that works not just for investments but for most things in life is ‘if it sounds too good to be true, it usually is’. Many people fall victim to this scenario, an investment or investment programme comes along that promises amazing, quick, returns with zero risk, and the victim is either cold called or finds information on the internet and falls for the fake testimonials a flashy website or a smooth talking salesman, This type of thing is now happening with the current Minha Casa Minha Vida Investment, This investment, which translates into ‘My House My Life’ is a legitimate social housing programme in Brazil, which is actually run by the Brazilian government, many 1000’s of people have already invested and seen good returns within 12 months. Here’s how the investment works, a developer enrolled in the programme uses investors money to build social housing in Brazil, the houses, once completed are sold onto waiting Brazilian families (there is currently a housing shortage of around 6 million so there is no shortage of waiting families) and the investors money is returned, plus profit. The programme has seen a lot of positive press over the last couple of years and has had some amazing feedback from investors around the world. Unfortunately this success is being exploited by the conmen and boiler rooms who are aware of the good feedback this investment has received and hope that simply hearing the term ‘Minha Casa Minha Vida’ will satisfy the investor that his or her money is in good hands.

Investment in Minha Casa Minha Vida starts at around £25,000, this is for a single unit but many investors invest in multiple units, the return after 12 month is on average between 18% and 20% which is a very good return on investment, what the conmen do is offer amazing returns up to 75% to convince you to invest through them instead, of course they also tell you that you get your 75% after 2 years or even 3 years in some cases, this gives them more time to scam as many people as possible being they disappear and set up under a new name.

Minha Casa Minha Vida is an excellent investment; just don’t be taken in by conmen offering amazing returns that deep down as an investor, you know are too good to be true. Do some research, join forums, and check out a company before you invest. With this programme you can actually invest direct with the developer

Investment News Today is an impartial News and Investor Resource website that suppliers all the latest Investment News and Opportunities from around the world including info on the Top Performing Investments around. AIN also list the latest up to date news on Minha Casa Minha Vida Investments.